South Portland PD: Beware of Break-Ins

The South Portland Police Department warned residents yesterday about a current string of burglaries in all areas of the city – averaging about one a day.

Most of the stolen items have been small electronics: video games, iPods, laptop computers and the like.
SPPD recommends that all residents:
  • Lock all doors & windows.
  • Leave an exterior light on at night.
  • Secure valuables in a safe.
  • Record serial numbers of electronics.
  • Mark video games to allow police to return them if recovered.
  • Report suspicious activity to police.

 

From an insurance standpoint, theft is covered by most Maine homeowners insurance policies, subject to the deductible (often $500 or more). Some items (jewelry, firearms, money, silver, and more) are subject to limitations on loss by theft. If you have significant amounts of these items, contact a Maine insurance agent to schedule them separately on your policy. Things stolen from your car are NOT covered under your auto insurance¬†policy, but rather your homeowners or renters’ insurance policy (another reason to purchase a renters policy!).
If your home or vehicle is broken into, you must file a police report in order to file a claim.
Be safe and be smart.
If you have questions about insurance, we’re here to help. Contact Noyes Hall & Allen Insurance at 207-799-5541