The South Portland Police Department warned residents yesterday about a current string of burglaries in all areas of the city – averaging about one a day.
Most of the stolen items have been small electronics: video games, iPods, laptop computers and the like.
SPPD recommends that all residents:
- Lock all doors & windows.
- Leave an exterior light on at night.
- Secure valuables in a safe.
- Record serial numbers of electronics.
- Mark video games to allow police to return them if recovered.
- Report suspicious activity to police.
From an insurance standpoint, theft is covered by most Maine homeowners insurance policies, subject to the deductible (often $500 or more). Some items (jewelry, firearms, money, silver, and more) are subject to limitations on loss by theft. If you have significant amounts of these items, contact a Maine insurance agent to schedule them separately on your policy. Things stolen from your car are NOT covered under your auto insurance policy, but rather your homeowners or renters’ insurance policy (another reason to purchase a renters policy!).
If your home or vehicle is broken into, you must file a police report in order to file a claim.
Be safe and be smart.
If you have questions about insurance, we’re here to help. Contact Noyes Hall & Allen Insurance at 207-799-5541