Does Commercial Insurance Cover Office Equipment?

One of the biggest decisions you will make when starting your business is selecting the right commercial insurance. Business insurance adds a layer of protection in the event of a covered loss. Some of the covered losses that your insurance protects you from include fire and theft. Your insurance policy will cover most items owned by the business, including office equipment.

How To Get The Right Coverage

When you start to look for commercial insurance, there are a few things to keep in mind. Find a business insurance agent you trust in your area. They’ll help you select the type of coverage your business needs, and avoid coverage you don’t. A good agent can help match you with an insurance company that understands your business. Make sure your policy includes all business assets. One way is to look at your balance sheet and make sure that you have enough coverage for inventory and equipment. This helps prevent gaps in your coverage that could lead to losses.

Documenting Office Equipment

It is important to include your office equipment in your coverage. One way to ensure that you adequately protect valuable office equipment is to save receipts or check your balance sheet. Photocopy all of your documents that figure into your insurance policy and keep them stored in a separate location or in the cloud. One highly respected insurance company that can help you step by step through the coverage process is Noyes Hall & Allen Insurance in Portland, ME.

If you are looking for high quality and reliable commercial insurance, call Noyes Hall & Allen Insurance in South Portland, ME at 207-799-5541. One of our knowledgeable agents will be glad to answer your questions and help you get started protecting your investment today. We represent several insurers, so we can help you choose the best value. We’re independent and committed to you.

A New Easier Way to Get Maine Home, Condo, Renters or Auto Insurance Quotes

 

Noyes Hall & Allen Insurance has offered online auto and home insurance quotes to Maine people since 2014. We’re excited to invest in a new platform that’s faster and easier to use. Best of all, if you find a quote you like, we can bind your coverage faster than ever.

Can I Get Quotes from Many Insurance Companies at Once?

Yes! In only 10 minutes, you can get quotes from up to 5 A-rated insurers, including:

  • Concord Group
  • MMG Insurance
  • Patriot Insurance
  • Progressive Insurance
  • Travelers

get Maine insurance quotes

Is It Safe to Enter My Insurance Quote Information Online?

Yes, our secure site protects your personal information.

 

Will an Insurance Agent Call Me?

If you request an online quote from one of “the big guys”, they will call or email you repeatedly, pressuring you to buy. We hate that as much as you do. We will only call you if you ask us to.

We will send one follow up email, in case you have any questions about your quotes. If you’d like to see quotes from other insurers that can’t yet provide “real time” quotes, you can let us know. If one of the quotes interests you, tell us and we’ll reach out with more information. No pressure or obligation.

 

Can I Buy Maine Home, Renters or Auto Insurance Online?

There’s no need to come into the office – or even talk to us on the phone – unless you want to. You can sign, pay and get proof of insurance electronically. Of course, not everyone’s insurance needs are straight and narrow. You may want the confidential advice of an experienced agent sometime. That’s where we shine. Our knowledge of the local area, our clients and the insurance market is why many of our clients choose to do business with us. Their insurance agent reviews tell the story.

 

Can I Get My Insurance Documents Online?

Yes! We’ve invested in a state-of-the art, secure client center, protected by two-step verification. You can:

  • Review your policy
  • Get proof of auto or property insurance
  • Request to change a driver, vehicle or lender
  • Update your contact info
  • Upload a document or photo to your agent.

You can learn more about our client center here.

 

What If I Need to Talk to an Agent?

The Noyes Hall & Allen team takes pride in providing personalized service and advice. We’re accessible by email, text, phone or in person. We’re small enough to know you and big enough to serve you. Whether you have a claim, a coverage question, or need to choose another payment option, we’re here to help. No call centers. No chatbots. No phone menus.

 

Access Your Maine Insurance Policy Info 24/7

We’re pleased to introduce a new feature for clients of Noyes Hall & Allen Insurance. Now, you can access policy documents and information from our secure web site, 24 hours a day, 7 days a week. Lost your Maine auto insurance card? Want to check on your coverage at night or on the weekend?¬† You can log on easily and get the information you need in two minutes or less. Here’s how.

Step 1 – Visit NoyesHallAllen.com


Look for the “My Account” icon on the upper right of the page (or in the list on a mobile phone). It opens to a drop-down menu. Select an option.

 

Step 2 – Log In Using Your Email Address

You must use the email address that our agency has on file for you. This is usually the one that we have emailed correspondence to in the past. Let us know if we should use a different email address.

 

Step 3 РLog In With a Secure Verification Code 

This is sent instantly to your mobile device or your email address. This code helps keep your personal information in your hands alone. It expires after 5 minutes.

 

Step 4 – Choose the Policy or Documents You Want

The default view is “policies. This allows you to view the details of your coverage by clicking “view policy” below the snapshot.(click on the image for a larger version)

Note that there’s an option to switch to “documents” as well as the default “policies”.

 

If you want to download your insurance cards, choose “documents” click “download” on the right. You can print or save them to your device from there. By law, Maine Bureau of Motor Vehicles, city and town halls and law enforcement officers accept electronic proof of insurance. You aren’t required to produce a paper copy.

(click on the image for an enlarged verson)

 

We hope that you enjoy the convenience of 24/7 access to your insurance policy information.

Please note:
1) Most insurance companies share their information with us electronically in a compatible form with this feature. If your documents aren’t available, call us and we can send them to you.

2) The policy information on the Client Center is a very simplified recap of your policy. You may have purchased endorsements that the Client Center can’t show, so your coverage might be different. Your insurance policy is always the definitive document of your insurance coverage.