There’s nothing like seeing the impact having a new teen driver has on your auto insurance premiums. At Noyes Hall & Allen Insurance, we hear from plenty of Portland, ME area families entering the stressful early days of driving. Here’s what you and your new teen driver should know about these initial car insurance rates.
They Are Not Permanent
Like many challenging aspects of life, new teen driver rates are not forever. They are a part of the "show me" stage, where it is up to the teens to demonstrate they are good, responsible drivers. Over the next few years, they will likely settle in.
You Can Impact Them
Teens may be able to qualify for good student discounts, and being accident- and citation-free is crucial in those early years. Emphasize safe, defensive driving techniques and eliminate distracted driving.
Choose The Right Car
Sure, your teen will want that sporty little car, but that may not be the right choice. Select a more sensible car with a proven safety record for these first few years. This will likely impact rates.
High teenage driver insurance rates don’t have to be eternal, and you and your teen driver can impact them. Just know that with some patience and safe driving, this too shall pass.
It may also help to compare rates. Noyes Hall & Allen Insurance serves families throughout the Portland, ME area with a full line of personal insurance, including automobile insurance. If you have a teen driver, we encourage you to contact us for a quote.
Safe driving is critical to keeping car insurance rates low, particularly when a new teen driver is involved.