Renters’ Insurance:
Renter Insurance and Maine Renters’ Insurance Quotes
Let’s say you’ve found a great new place to rent, and decide to celebrate your new start by getting the latest and greatest digital cable package. Movies on demand, HD – the works. Two days later, the cable guy comes to your place to hook you up. You are psyched! Until he trips over your dog, Rex in the living room, and whamo – breaks his leg.
A week later, someone breaks in and makes off with your HDTV. Then, you get a letter from the cable guy’s workers’ comp insurer – and they’re suing you for his medical bills and lost work time. Not a good month.
You show the letter and the police report to your landlord figuring, no problems – it’s his building, right? He is truly sympathetic when he says, “sorry, but that’s not my problem.” Then he adds, “You do have your own renters’ insurance, don’t you?”
The moral of this story is simple – get rid of your dog.
No, seriously; the answer is to call us before any of this happens, and ask us for a Renters’ Insurance quote. Renters’ insurance provides three important coverages, and usually costs less than $150 per year:
Coverage for Your Stuff:
Renters’ insurance reimburses you for damage to your belongings from fire, theft, and many other perils.
Liability Coverage
As a renter, insurance can defend you from lawsuit from injuring someone, damaging property – even slander or libel (like that blog post, tweet or Facebook comment that crossed the line).
Additional Living Expense
A renters’ policy pays for you to live somewhere else if the place you rent is not livable due to a fire, hurricane, or other peril.
So, get renters insurance, keep the dog, and find the remote!
For a Maine renters insurance quote and to obtain answers to these and hundreds of other renters’ insurance questions, call Noyes, Hall & Allen Insurance at 207-799-5541.
At Noyes, Hall & Allen, we’re independent and committed to you.
