Replacing a Car? What Your Insurance Agent Needs

Replacing a car with a new one is an easy insurance transaction. Here’s the info your agent needs to do it:

3 Things Your Agent Needs:

  1. VIN – The Vehicle ID Number for the new vehicle. It’s 17 digits long. That’s easy to transpose. And lots of letters and numbers sound alike, so they’re easy to get wrong. A photo of the VIN simplifies the process and reduces mistakes. Text it to your agent, or email it to them.
  2. Finance Info – Did you buy the vehicle outright? Congratulations! Your agent doesn’t need anything. But if you lease it or take out a loan, they do. The name and address of the finance company will be on your title application. Email or text a photo to your agent. Or, you can call with the info.
  3. Aftermarket Safety or Security Options – The VIN contains details about what’s on your vehicle when it comes off the assembly line. If you purchased add-ons at the dealership, let your agent know. That might include subscription items like OnStar. Or an after-market alarm system.
replacing a car is an easy insurance transaction

Replacing a Car – What to Expect Next

Once your agent has this info, they can:

  • email or text an insurance card to you, so you can register your vehicle
  • email proof of insurance to your dealer.
  • update your policy
  • let you know the insurance premium difference.

Be sure to let your agent know if you’re holding on to your old vehicle, so they can keep the insurance active.

Buying a car outside your agent’s business hours?

A new vehicle is almost always automatically insured until you can notify the insurance company. Whatever you do, don’t let the dealer talk you into buying insurance in a hurry.

Do you live in Southern Maine and have questions about auto insurance? Contact a Noyes Hall & Allen Insurance agent in South Portland at 207-799-5541. We’re independent and committed to you.