Replacing a car with a new one is an easy insurance transaction. Here’s the info your agent needs to do it:
3 Things Your Agent Needs:
- VIN – The Vehicle ID Number for the new vehicle. It’s 17 digits long. That’s easy to transpose. And lots of letters and numbers sound alike, so they’re easy to get wrong. A photo of the VIN simplifies the process and reduces mistakes. Text it to your agent, or email it to them.
- Finance Info – Did you buy the vehicle outright? Congratulations! Your agent doesn’t need anything. But if you lease it or take out a loan, they do. The name and address of the finance company will be on your title application. Email or text a photo to your agent. Or, you can call with the info.
- Aftermarket Safety or Security Options – The VIN contains details about what’s on your vehicle when it comes off the assembly line. If you purchased add-ons at the dealership, let your agent know. That might include subscription items like OnStar. Or an after-market alarm system.
Replacing a Car – What to Expect Next
Once your agent has this info, they can:
- email or text an insurance card to you, so you can register your vehicle
- email proof of insurance to your dealer.
- update your policy
- let you know the insurance premium difference.
Be sure to let your agent know if you’re holding on to your old vehicle, so they can keep the insurance active.
Buying a car outside your agent’s business hours?
A new vehicle is almost always automatically insured until you can notify the insurance company. Whatever you do, don’t let the dealer talk you into buying insurance in a hurry.
Do you live in Southern Maine and have questions about auto insurance? Contact a Noyes Hall & Allen Insurance agent in South Portland at 207-799-5541. We’re independent and committed to you.