Home insurance provides coverage for a range of problems. If your home has been recently damaged by a burst pipe, it’s important to know whether your home insurance will cover the cost of repairs. Your insurance agent at Noyes Hall & Allen Insurance servicing Portland, ME can help answer your questions. We can look up your insurance information, go over your coverage with you, and if you need to start a claim for water damage, we can help with that too.
Does Home Insurance Cover a Burst Pipe?
Typically, home insurance does cover a burst pipe. Most of the time, home insurance will only cover a burst pipe that was a sudden, unexpected occurrence. If the pipe was leaking and caused damage over a long time, your insurance is unlikely to cover this problem. Keep in mind that you are expected to maintain your home. If your pipes burst because you turned off your heat and the pipes froze as a result, your home insurance policy may not cover the damage.
Will Home Insurance Cover Damage from a Burst Pipe?
Usually, home insurance policies will cover damage to floors, walls, and ceilings when the damage comes from a burst pipe. To find out exactly what’s covered by your home insurance policy, contact your insurance agent.
How Can I Find Out More About My Coverage and Limits?
The professionals at Noyes Hall & Allen Insurance servicing Portland, ME are happy to answer your questions about your burst pipe. We can help you determine whether your coverage extends to your situation, and if you need to file a claim, we can help with that too. If you run into trouble with your insurance company, we can advocate for you to help you get what you need. Call today.