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2008 was one of the wettest summers in Maine in 20 years. Several storms dumped more than an inch of rain each, causing flash flooding<\/a> and washing out roads<\/a>. This caused traffic accidents and property damage. This followed one of Maine’s snowiest winters, which caused massive flooding<\/a> in Aroostook County.<\/p>\n\n\n\n Unfortunately, many people find out the hard way that Maine homeowners insurance<\/a>, business property insurance<\/a> and condo insurance<\/a> policies\u00a0do not cover flood damage. The most common provider for flood coverage in the U.S. is The National Flood Insurance Program<\/a> (NFIP). The product is sold by nearly every Maine insurance agency<\/a>.<\/p>\n\n\n\n As many Mainers learned this summer, you don\u2019t have to live next to a body of water to suffer from flooding. NFIP says that 25% of flood claims come from \u201clow to moderate risk areas.\u201d <\/p>\n\n\n\n Note: Stevens Avenue in Portland is 100\u2019 above sea level, flat, and miles from a body of water.<\/p>\n\n\n\nTake a look at this video taken on Stevens Avenue in Portland taken earlier this month.<\/h3>\n\n\n\n