{"id":5939,"date":"2021-03-02T09:35:49","date_gmt":"2021-03-02T15:35:49","guid":{"rendered":"https:\/\/www.noyeshallallen.com\/blog\/?p=5939"},"modified":"2021-03-02T09:35:50","modified_gmt":"2021-03-02T15:35:50","slug":"maine-renters-insurance-isnt-only-for-stuff","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/maine-renters-insurance-isnt-only-for-stuff\/","title":{"rendered":"Maine Renters Insurance Isn’t Only for \u201cStuff\u201d!"},"content":{"rendered":"\n

<\/a><\/h1>\n\n\n\n
\"Portland<\/figure>\n\n\n\n

Many Portland area renters think they don\u2019t need Maine renters insurance. “Nothing I have is worth that much,\u201d they\u2019ll say, or \u201cI don\u2019t have a lot of stuff.\u201d<\/p>\n\n\n\n

Most people think of renter\u2019s coverage as protection for stuff, and nothing more. After all, renters insurance is inexpensive and it doesn\u2019t even cover the building you live in. So how important can it be, especially if you don\u2019t think you have anything valuable to protect?<\/p>\n\n\n\n

Plenty important. <\/p>\n\n\n\n

Stop Thinking Only about “Stuff”<\/h2>\n\n\n\n

You have more to protect than you realize. Luckily, renter’s insurance is a cost-effective way to bundle that protection. For example:<\/p>\n\n\n\n

Temporary Living Expenses<\/strong><\/h3>\n\n\n\n

What if a fire or other disaster forced you out of your place? You could stay with friends or family, but how long? How long would you want<\/strong> to? Portland Maine rents are expensive. And hotels are even more expensive. Loss of use coverage helps with those additional expenses.<\/p>\n\n\n\n

Personal liability<\/strong><\/h3>\n\n\n\n

If someone trips and injures themselves in your unit, they could sue you. If your dog bites someone at the park or the beach, they might file suit, too. <\/p>\n\n\n\n

Yes, lawsuits happen, even among friends. Renter’s insurance can help cover legal expenses and even judgments against you. (Some dog breeds may disqualify you from renters insurance. Be sure to notify your agent of all dogs in the household.)<\/p>\n\n\n\n

Personal property<\/strong><\/h3>\n\n\n\n

Wait, doesn\u2019t this mean your stuff? Well, yes. <\/p>\n\n\n\n

But really, this coverage protects your finances. Don\u2019t think you have anything valuable? Mentally add up everything you own: electronics; clothing; musical instruments; and, yes, that old couch. Now imagine how much it would cost to replace it all with new stuff. It\u2019s probably a higher number than you thought \u2014 and that\u2019s why renter’s insurance is so important.<\/p>\n\n\n\n

Portland Maine Renters Insurance<\/h3>\n\n\n\n

Renting in the Greater Portland area? Call a Noyes Hall & Allen agent in South Portland<\/a> at 207-799-5541, or start your Maine renters insurance quote online<\/a>. We offer a choice of more than a dozen insurance companies. That means we can find the best value for you, whether you’re renting a Munjoy Hill two-family, a Scarborough apartment or a whole house in Falmouth. We’re independent and committed to you. <\/p>\n\n\n\n

Revised with permission from the original author, Safeco Insurance\u00ae.<\/em><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Many Portland area renters think they don\u2019t need Maine renters insurance. “Nothing I have is worth that much,\u201d they\u2019ll say, or \u201cI don\u2019t have a lot of stuff.\u201d Most people think of renter\u2019s coverage as protection for stuff, and nothing more. After all, renters insurance is inexpensive and it doesn\u2019t even cover the building you […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[7,70],"class_list":["post-5939","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-living-in-maine","tag-renters-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5939","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=5939"}],"version-history":[{"count":7,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5939\/revisions"}],"predecessor-version":[{"id":5947,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5939\/revisions\/5947"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=5939"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=5939"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=5939"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}