{"id":5219,"date":"2018-11-08T10:28:00","date_gmt":"2018-11-08T16:28:00","guid":{"rendered":"https:\/\/www.noyeshallallen.com\/blog\/?p=5219"},"modified":"2019-03-19T09:42:02","modified_gmt":"2019-03-19T15:42:02","slug":"maine-food-truck-insurance","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/maine-food-truck-insurance\/","title":{"rendered":"Maine Food Truck Insurance"},"content":{"rendered":"<p>Food trucks have roamed the streets of Portland Maine for several years.\u00a0 Now they&#8217;re popping up in places from Biddeford Saco to Westbrook, Scarborough to Freeport, Sugarloaf to Sunday River. Food truck insurance can be a challenge for an inexperienced insurance agent. Insurance companies know how to insure trucks. They know how to insure restaurants. But rolling restaurants are different.<\/p>\n<h2><strong>5 Types of Insurance Every Food Truck Needs<\/strong><\/h2>\n<ul>\n<li>\n<h3><strong>General Liability\u00a0 Insurance<\/strong><\/h3>\n<p>If someone breaks a tooth in a crabmeat roll or gets food poisoning after eating your product, they&#8217;re going to come back to you. GL coverage pays for these claims, as well as slips and falls and other injuries or damage that occur at your location.<\/li>\n<li>\n<h3><strong>Business Auto Insurance<\/strong><\/h3>\n<p>If you get in an accident while you&#8217;re on the move, you need to have your food truck fixed and back online soon. If you&#8217;re at fault, you&#8217;ll also need protection to pay for the damage and injury you cause.<\/li>\n<li>\n<h3><strong>Workers Compensation Insurance<\/strong><\/h3>\n<p>By law, you&#8217;re required to provide Maine workers comp coverage for your employees. If they&#8217;re injured at work or miss time due to an on-the-job injury or illness, workers compensation insurance pays them.<\/li>\n<li>\n<h3><strong>Business Property Insurance<\/strong><\/h3>\n<p>You have a big investment in your inventory, fixtures and supplies, both at the commissary and on your food truck. Insurance can protect that asset against fire, theft, equipment breakdown and more.<\/li>\n<li>\n<h3><strong>Loss Of Food Truck Income<\/strong><\/h3>\n<p>If your food truck is down, you have no income.\u00a0 What if your fryer malfunctions, causing a fire? You could be off the road for the whole summer season. Or what if your best brewery location or outdoor venue suddenly shuts down due to a fire, windstorm or some other disaster? Business income insurance for food trucks can help you replace the income you lose following property losses like these.<\/li>\n<\/ul>\n<h2>Get Maine Food Truck Insurance<\/h2>\n<p>If you have questions about insuring a food truck in Maine, contact a Noyes Hall &amp; Allen insurancce agent in South Portland at 207-799-5541, or click &#8220;get a quote&#8221; above. We&#8217;ve insured food trucks since they first came to Maine. We offer a choice of Maine&#8217;s preferred insurance companies, including the Acadia Street Eats food truck program by Acadia Insurance. We&#8217;ll help you find an insurance solution that fits your business and your budget. We&#8217;re independent and committed to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Food trucks have roamed the streets of Portland Maine for several years.\u00a0 Now they&#8217;re popping up in places from Biddeford Saco to Westbrook, Scarborough to Freeport, Sugarloaf to Sunday River. Food truck insurance can be a challenge for an inexperienced insurance agent. Insurance companies know how to insure trucks. They know how to insure restaurants. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,11,37,10,47],"tags":[85,32,91,90],"class_list":["post-5219","post","type-post","status-publish","format-standard","hentry","category-business-insurance","category-business-property-insurance-business-insurance","category-commercial-vehicle-insurance-business-insurance","category-trends","category-workers-compensation-insurance","tag-business-insurance","tag-doing-business-in-maine","tag-food-trucks","tag-restaurants"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=5219"}],"version-history":[{"count":8,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5219\/revisions"}],"predecessor-version":[{"id":5403,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5219\/revisions\/5403"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=5219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=5219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=5219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}