{"id":5012,"date":"2018-03-30T02:00:00","date_gmt":"2018-03-30T08:00:00","guid":{"rendered":"https:\/\/www.noyeshallallen.com\/blog\/?p=5012"},"modified":"2019-03-19T09:43:30","modified_gmt":"2019-03-19T15:43:30","slug":"home-insurance-and-pools-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/home-insurance-and-pools-what-you-need-to-know\/","title":{"rendered":"Home Insurance and Swimming Pools: What You Need to Know"},"content":{"rendered":"<p>Spring is almost here, and as the ground begins to thaw, you may be thinking about having an in-ground pool or above-ground pool built in your backyard. If you are planning on having a pool installed, it can affect your homeowner&#8217;s insurance policy. Here at Noyes Hall &amp; Allen Insurance, serving the greater Portland, ME area, we want you to know how and why pools affect your homeowner&#8217;s insurance policy. Here is what you need to know.<\/p>\n<p><strong>When to Notify\u00a0Your Home Insurance<\/strong><\/p>\n<p>Many people prefer to talk to their home insurance company before they sign a contract to have a pool built. This allows them to budget for\u00a0 any increases to their policy, and learn if the company requires any safety features. You aren&#8217;t obligated to let your home insurance company know about the pool until it is fully constructed.<\/p>\n<p><strong>Why You Need to Notify Your Home Insurance<\/strong><\/p>\n<p>There are many reasons why you need to notify your home insurance about your new pool. A new pool increases the value of your property and may create issues that home insurance would need to cover. It can be a safety hazard for visitors and neighbors. As such, your home insurance company may need to adjust your policy.<\/p>\n<p><strong>What Changes Need to Be Made to Your Home Insurance<\/strong><\/p>\n<p>The insurance company may require certain changes to your policy. Regardless, you may want to increase your liability insurance coverage, or add a personal umbrella policy. This helps to protect you in case someone injures themselves or drowns in your pool.<\/p>\n<p>If you are looking to have a pool installed in the greater Portland, ME area, you may be looking to change your homeowner&#8217;s insurance policy too. When you are in the market for a new policy, <a href=\"https:\/\/www.noyeshallallen.com\/contact-us.html\" target=\"_blank\" rel=\"noopener noreferrer\">contact a Noyes Hall &amp; Allen Insurance agent<\/a>. Call us at 207-799-5541, or <a href=\"https:\/\/www.noyeshallallen.com\/compare-quotes.html?t=Home\" target=\"_blank\" rel=\"noopener noreferrer\">compare Maine home insurance quotes online<\/a> today. We represent several home insurance companies so we can help you find the best value. We&#8217;re independent and committed to you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Spring is almost here, and as the ground begins to thaw, you may be thinking about having an in-ground pool or above-ground pool built in your backyard. If you are planning on having a pool installed, it can affect your homeowner&#8217;s insurance policy. Here at Noyes Hall &amp; Allen Insurance, serving the greater Portland, ME [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,13],"tags":[35,50,6,7,75,65,74,66],"class_list":["post-5012","post","type-post","status-publish","format-standard","hentry","category-home-insurance","category-homeowners-insurance","tag-fun","tag-home-insurance","tag-liability","tag-living-in-maine","tag-noyes-hall-allen-insurance","tag-portland-maine-insurance-agent","tag-portland-me","tag-safety"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=5012"}],"version-history":[{"count":4,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5012\/revisions"}],"predecessor-version":[{"id":5445,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/5012\/revisions\/5445"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=5012"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=5012"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=5012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}