{"id":2231,"date":"2013-01-01T10:08:59","date_gmt":"2013-01-01T15:08:59","guid":{"rendered":"http:\/\/www.noyeshallallen.com\/?p=2231"},"modified":"2020-03-05T13:13:35","modified_gmt":"2020-03-05T19:13:35","slug":"how-to-save-insurance-costs-and-win-more-jobs-under-maines-new-independent-contractor-law","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/how-to-save-insurance-costs-and-win-more-jobs-under-maines-new-independent-contractor-law\/","title":{"rendered":"How to Save Insurance Costs and Win More Jobs Under Maine’s New Independent Contractor Law"},"content":{"rendered":"

Effective January 1, 2013, a new Maine law makes it harder for workers to be considered independent contractors, and more likely for them to be considered an employee. If you consider yourself to be a Maine independent contractor, or are a Maine business that hires such people, paying attention to this can help you get more work – or\u00a0save money for your business.<\/p>\n

For Independent Contractors<\/strong><\/h3>\n

\"homeIf you want to be considered an independent contractor in Maine, you can either buy Maine workers compensation insurance<\/a> or obtain a Maine Predetermination of Independent Contractor Status (WCB266)<\/a>, proving that you meet 5 criteria, and at least 3 of another 7. Otherwise, you are presumed to be an employee.<\/strong><\/p>\n

With this pre-determination in hand, or by buying your own Maine Workers Comp coverage, you have a big jump on your competition. Companies that hire you won’t have to pay Maine Workers Compensation premium on your work, reducing their costs. This puts you at a significant advantage against your competitors seeking the job. Make sure you provide a Certificate of Workers Compensation Insurance<\/a> or a copy of your approved WCB266 when you bid for work.<\/p>\n

Predetermination (WCB 266) forms are good for one year, so be sure to re-apply every year. Also, they are “portable; you can use the same form can for multiple jobs in the one year.<\/p>\n

For Maine Employers<\/strong><\/h3>\n

To reduce your Maine business insurance costs, obtain a Certificate of Workers Compensation Insurance<\/a> or a Predetermination of Independent Contractor Status (WCB266) from each contractor you hire. Consider it a “get out of jail free” card against paying more premium on your workers compensation insurance audit<\/a>.<\/p>\n

Be sure to collect this proof BEFORE the job starts, because Predetermination forms are NOT retroactive.<\/p>\n

For more business tips on navigating Maine Workers Compensation insurance, contact a Noyes Hall & Allen agent<\/a> at 207-799-5541. We’re independent and committed to you!<\/p>\n","protected":false},"excerpt":{"rendered":"

Effective January 1, 2013, a new Maine law makes it harder for workers to be considered independent contractors, and more likely for them to be considered an employee. If you consider yourself to be a Maine independent contractor, or are a Maine business that hires such people, paying attention to this can help you get […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,47],"tags":[32,45],"class_list":["post-2231","post","type-post","status-publish","format-standard","hentry","category-business-insurance","category-workers-compensation-insurance","tag-doing-business-in-maine","tag-employment"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/2231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=2231"}],"version-history":[{"count":3,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/2231\/revisions"}],"predecessor-version":[{"id":5717,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/2231\/revisions\/5717"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=2231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=2231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=2231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}