{"id":2138,"date":"2012-10-16T09:44:57","date_gmt":"2012-10-16T13:44:57","guid":{"rendered":"http:\/\/www.noyeshallallen.com\/?p=2138"},"modified":"2017-11-09T08:51:39","modified_gmt":"2017-11-09T14:51:39","slug":"does-homeowners-insurance-cover-earthquakes","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/does-homeowners-insurance-cover-earthquakes\/","title":{"rendered":"Does Homeowners Insurance Cover Earthquakes?"},"content":{"rendered":"<p><a href=\"http:\/\/earthquake.usgs.gov\/earthquakes\/eventpage\/usb000d75b#summary\">Maine felt a 4.0 magnitude earthquake on October 16, 2012<\/a>. That&#8217;s certainly big enough to feel, but not likely to cause much damage to a solid structure.<\/p>\n<p>As people checked their homes, more than a few Maine residents wondered if their renters, homeowners or condo insurance policy covers earthquake. The short answer: not unless you chose to. The chances are very slim: very few Maine residents buy earthquake coverage.<\/p>\n<p>Maine earthquake insurance costs vary by company, from about $75 to $150 a year for a $400,000 home (much more for a brick home). You can add it on to your homeowners policy. Earthquake coverage carries a high deductible &#8211; usually 5% of the insurance amount. In other words, on that same $400,000 home, only damage above $20,000 would be covered. It would probably take much more than a 4.0 quake to cause that much damage.<\/p>\n<p>If you would like a quote for\u00a0<a href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/homeowners-insurance\/\">Maine earthquake insurance<\/a>, call Noyes Hall &amp; Allen at 207-799-5541.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maine felt a 4.0 magnitude earthquake on October 16, 2012. That&#8217;s certainly big enough to feel, but not likely to cause much damage to a solid structure. As people checked their homes, more than a few Maine residents wondered if their renters, homeowners or condo insurance policy covers earthquake. The short answer: not unless you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,13,15],"tags":[],"class_list":["post-2138","post","type-post","status-publish","format-standard","hentry","category-condo-insurance","category-homeowners-insurance","category-renters-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/2138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=2138"}],"version-history":[{"count":1,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/2138\/revisions"}],"predecessor-version":[{"id":4682,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/2138\/revisions\/4682"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=2138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=2138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=2138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}