{"id":213,"date":"2010-03-16T18:57:37","date_gmt":"2010-03-16T22:57:37","guid":{"rendered":"http:\/\/noyeshallallen.wordpress.com\/?p=213"},"modified":"2022-04-12T08:51:36","modified_gmt":"2022-04-12T14:51:36","slug":"is-your-maine-city-responsible-for-your-sewer-backup","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/is-your-maine-city-responsible-for-your-sewer-backup\/","title":{"rendered":"Is the City Responsible for Your Sewer Backup in Maine?"},"content":{"rendered":"<p>There are few nightmares for Maine homeowners more unpleasant than a sewer backup in the basement. We don&#8217;t need to go into details about sewer backups. Suffice it to say, we hope you&#8217;ve never seen one, and never will. Unfortunately, they&#8217;re all too common in heavy rains.<\/p>\n<p><strong>What Causes Sewer Backup?<\/strong><\/p>\n<ol>\n<li>Sewer lines become full of groundwater or storm water, and back up, usually through basement drains.<\/li>\n<li>Line blockages in the street cause a backup.<\/li>\n<li>Tree roots or some other obstruction on your property blocks the line from your home to the street.<\/li>\n<\/ol>\n<p><strong>How Can I Prevent a Sewer Backup?<\/strong><\/p>\n<p>The most common protection is to install a backflow valve. This is designed to allow sewage to flow out of your home (&#8220;the good way&#8221;), but not from the street into your home (&#8220;the bad way&#8221;). These are sometimes called check valves or flap valves. Gate valves are manually operated, and completely seal the pipe leading from your home to the street. A plumber can recommend the best solution for your home.<\/p>\n<p><strong>What if I Have a Sewer Backup?<\/strong><\/p>\n<ol>\n<li>Call your city&#8217;s sewer maintenance department.<\/li>\n<li>They will check the line in the street near your house.<\/li>\n<li>If the line is not found to be blocked, you should call your plumber.<\/li>\n<li>We do not recommend trying to clean your own home after a sewer backup. Call a qualified remediation contractor. Search for &#8220;sewer or water cleanup contractor&#8221;.<\/li>\n<\/ol>\n<p><strong>Is the City Responsible for My Property Damage?<\/strong><\/p>\n<p>Probably not. The <a title=\"pdf version of Maine Tort Claims Act\" href=\"http:\/\/www.mainelegislature.org\/legis\/statutes\/14\/title14ch741.pdf\" target=\"_blank\" rel=\"noopener\">Maine Tort Claims Act<\/a> holds your city responsible only if they were negligent in maintaining the lines. Most municipalities have strong maintenance programs for their systems. They&#8217;re not responsible for people dumping inappropriate items into the system, such as grease, non-flushable items, or debris. If you think that the damage was caused by your municipality&#8217;s negligence, contact their legal department.<\/p>\n<p><strong>Does My Homeowners Insurance Cover Sewer Backup? <\/strong><\/p>\n<p>&#8220;Off the shelf&#8221; <a title=\"Maine Home Insurance and Homeowners Insurance Quotes from Noyes Hall &amp; Allen\" href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/homeowners-insurance\/\" target=\"_blank\" rel=\"noopener\">Maine homeowners insurance <\/a>policies do not cover property damage from backup of sewers or drains. Optional coverage is broadly available from your <a title=\"Noyes Hall &amp; Allen Insurance South Portland Maine\" href=\"http:\/\/www.noyeshallallen.com\/\" target=\"_blank\" rel=\"noopener\">Maine insurance agent<\/a>. For more information about sewer backup insurance, homeowners insurance or other storm insurance,\u00a0<a title=\"Contact Noyes Hall &amp; Allen Insurance South Portland Maine\" href=\"http:\/\/www.noyeshallallen.com\/contact-us\/\" target=\"_blank\" rel=\"noopener\">contact Noyes Hall &amp; Allen Insurance<\/a>\u00a0at 207-799-5541.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are few nightmares for Maine homeowners more unpleasant than a sewer backup in the basement. We don&#8217;t need to go into details about sewer backups. Suffice it to say, we hope you&#8217;ve never seen one, and never will. Unfortunately, they&#8217;re all too common in heavy rains. What Causes Sewer Backup? Sewer lines become full [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,11,12,13,14,15,18],"tags":[42,7,43,17],"class_list":["post-213","post","type-post","status-publish","format-standard","hentry","category-business-insurance","category-business-property-insurance-business-insurance","category-condo-insurance","category-homeowners-insurance","category-personal-insurance","category-renters-insurance","category-weather","tag-flood-insurance","tag-living-in-maine","tag-water-damage","tag-winter"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=213"}],"version-history":[{"count":2,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/213\/revisions"}],"predecessor-version":[{"id":6337,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/213\/revisions\/6337"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}