{"id":1867,"date":"2012-03-22T16:31:56","date_gmt":"2012-03-22T22:31:56","guid":{"rendered":"http:\/\/www.noyeshallallen.com\/?p=1867"},"modified":"2020-01-14T12:08:33","modified_gmt":"2020-01-14T18:08:33","slug":"can-i-take-my-spouse-off-my-insurance-how-divorce-affects-your-maine-insurance-policies","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/can-i-take-my-spouse-off-my-insurance-how-divorce-affects-your-maine-insurance-policies\/","title":{"rendered":"&#8220;Can I Take My Spouse Off My Insurance?&#8221;  How Divorce Affects Your Maine Insurance Policies"},"content":{"rendered":"<p>Divorce is a major life-change. It&#8217;s a complicated and emotional process that takes time to work through. It\u2019s not surprising that it also can have a great effect on your personal insurance coverage. Here are answers to some commonly asked questions about how divorce affects your auto and home insurance. You should discuss your individual situation with your agent and your attorney.<\/p>\n<h3><strong>I Want to Take my Spouse Off My Auto\u00a0Insurance<\/strong><\/h3>\n<p>Until your divorce is final, your insurance agent should not remove anyone\u2019s name from the policy without their written consent. An insurance policy is a contract. Your agent is responsible to BOTH parties to the contract. Each has the same rights under the policy. A professional agent will not only want to make sure that both parties remain covered; they are obligated to honor each person\u2019s policy rights.<\/p>\n<h3><strong>We Own Separate Vehicles. Can\u2019t We Get Separate Insurance?<\/strong><\/h3>\n<p>Maybe, but you should consult your attorney first. Maine \u201cjoint property\u201d laws may render the registration immaterial. If the property is considered \u201cjoint property\u201d, you both should maintain one policy until the divorce is final, and the property is separately owned. Your attorney can help you with this issue.<\/p>\n<h3><strong>The Insurance Bills Go to My Spouse. Will My Policy Cancel if They Aren&#8217;t Paid?\u00a0<\/strong><\/h3>\n<p>Yes. That\u2019s why it\u2019s important that your agent knows how to reach BOTH of you; you need to keep them updated. If payment of bills is a problem, discuss this with your attorney; they may be able to arrange for timely payment.<\/p>\n<h3><strong>My Spouse Isn\u2019t Reimbursing Me for Their Share. Why Should I Pay for Their Insurance?<\/strong><\/h3>\n<p>It&#8217;s important to\u00a0keep <strong>your<\/strong> coverage in force. The best way to do that is to pay the premium that you are billed. Otherwise your policy could cancel &#8211; and you would both lose coverage. Don\u2019t \u201ccut off your nose to spite your face\u201d. Talk to your attorney about how to settle the financial details.<\/p>\n<h3><strong>I&#8217;ve\u00a0Moved Out. Does Our Homeowners Policy Still Cover My Stuff?\u00a0<\/strong><\/h3>\n<p>It depends. It is <strong>very important<\/strong> that you contact your agent to discuss your individual situation.<\/p>\n<h3><strong>My Spouse and I Can\u2019t Agree on Anything.<\/strong><\/h3>\n<p>Sometimes, it is best to let your attorneys deal with these insurance issues. Give your agent permission to talk with them. Have them contact your agent.<\/p>\n<p>If you are looking for a Greater <a title=\"Noyes Hall &amp; Allen Insurance | South Portland Maine\" href=\"http:\/\/www.noyeshallallen.com\">Portland Maine insurance agency<\/a> that understands how divorce affects your insurance, and can help you protect your assets now and later, contact Noyes Hall &amp; Allen Insurance at 207-799-5541. Our <a title=\"Our Partner Companies | Noyes Hall &amp; Allen Insurance | South Portland Maine\" href=\"http:\/\/www.noyeshallallen.com\/about\/our-partner-companies\/\">agency represents several insurance companies<\/a>, so we can offer one-stop insurance shopping.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Divorce is a major life-change. It&#8217;s a complicated and emotional process that takes time to work through. It\u2019s not surprising that it also can have a great effect on your personal insurance coverage. Here are answers to some commonly asked questions about how divorce affects your auto and home insurance. You should discuss your individual [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,5,12,24,3,13,8,14,15,9,34],"tags":[23,7],"class_list":["post-1867","post","type-post","status-publish","format-standard","hentry","category-boat-insurance","category-car-insurance","category-condo-insurance","category-finance","category-home-insurance","category-homeowners-insurance","category-motorcycle-insurance","category-personal-insurance","category-renters-insurance","category-snowmobile-rv-insurance","category-umbrella-insurance","tag-family","tag-living-in-maine"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=1867"}],"version-history":[{"count":3,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1867\/revisions"}],"predecessor-version":[{"id":5665,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1867\/revisions\/5665"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=1867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=1867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=1867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}