{"id":1742,"date":"2012-01-19T15:33:36","date_gmt":"2012-01-19T20:33:36","guid":{"rendered":"http:\/\/www.noyeshallallen.com\/?p=1742"},"modified":"2017-11-09T08:52:02","modified_gmt":"2017-11-09T14:52:02","slug":"7-ways-to-trim-insurance-costs-this-month","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/7-ways-to-trim-insurance-costs-this-month\/","title":{"rendered":"7 Ways to Trim Insurance Costs This Month"},"content":{"rendered":"

Thanks to Maine’s rural nature, mature population, low crime rates and high percentage of insured drivers, buyers of\u00a0Maine auto insurance<\/a>\u00a0and home insurance pay some of the lowest insurance rates in the U.S<\/a>. Still, there are ways to reduce your insurance costs. Avoiding accidents, tickets and homeowners claims is an obvious one. Here are some others.<\/p>\n

Shop Around<\/h3>\n

Insurance is a very competitive business, as evidenced by the volume of advertising in the media, mail and internet. \u00a0Every insurance company sets their own rates, and evaluates people differently. If you bought your policy directly from an insurance company (like Allstate, GEICO, State Farm, etc.), they only offer rates from their company. You’ll have to shop on your own.<\/p>\n

Consult a Maine independent insurance agent<\/a> who represents many companies; they will do the shopping for you. Many of them even have web sites where you can compare Maine \u00a0home and auto insurance quotes<\/a> from multiple companies.<\/p>\n

The Best Time to Shop for Insurance<\/h3>\n

Your home and car insurance rates depend greatly upon your\u00a0insurance score<\/a>. That score is based on most of the same information as your credit score. The higher your score, the lower your car and home insurance rates. To get the best price, shop for insurance when your score is good.<\/p>\n

In general, your insurance score decreases<\/strong> when you:<\/p>\n