{"id":155,"date":"2009-06-21T11:56:27","date_gmt":"2009-06-21T15:56:27","guid":{"rendered":"http:\/\/noyeshallallen.wordpress.com\/2009\/06\/21\/considering-reducing-insurance-consult-an-expert\/"},"modified":"2017-11-09T08:53:16","modified_gmt":"2017-11-09T14:53:16","slug":"considering-reducing-insurance-consult-an-expert","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/considering-reducing-insurance-consult-an-expert\/","title":{"rendered":"Considering Reducing Insurance? Consult an Expert!"},"content":{"rendered":"<p style=\"clear:both;\"><a href=\"http:\/\/riskebusiness.typepad.com\/.a\/6a00e5540bfd478834011570448ff4970c-pi\" class=\"image-link\"><img loading=\"lazy\" decoding=\"async\" class=\"linked-to-original\" src=\"https:\/\/riskebusiness.typepad.com\/.a\/6a00e5540bfd478834011570448fdd970c-pi\" height=\"200\" align=\"right\" width=\"144\" style=\"display:inline;float:right;margin:0 0 10px 10px;\" \/><\/a>In today&#8217;s economy, many people are re-evaluating their expenses to make sure they&#8217;re getting the most for their money. Insurance is no exception. The A.P&#8217;s Ieva Augstum&#8217;s <a href=\"http:\/\/www.newsvine.com\/_news\/2009\/06\/16\/2936331-during-recession-consumers-should-keep-insurance\" title=\"Link to article\" target=\"_blank\">article in today&#8217;s Sunday Telegram<\/a> outlines the decisions some Americans are being forced to make, and the resulting consequences.<\/p>\n<p style=\"clear:both;\"><strong>Information is Cheap<\/strong><br \/>Some insurance sites make it tempting and easy to see how much money you can save by reducing coverage that you may think you don&#8217;t need. But information without advice can give the false appearance of value. <\/p>\n<p style=\"clear:both;\"><strong>The Value of Advice<\/strong><br \/>Insurance is a complicated business. There&#8217;s a reason why agents must pass a rigorous <a href=\"http:\/\/www.maine.gov\/pfr\/insurance\/producer\/index.htm\" title=\"Maine Insurance Dept. Licensing information\" target=\"_blank\">licensing exam<\/a> to sell to the public, meet continuing education requirements to keep their license, and why agents who&#8217;ve already passed the exam study for many more years to earn designations like <a href=\"http:\/\/insurancehelp.cpcusociety.org\/page\/whatsacpcu\/\" title=\"What's a CPCU?\" target=\"_blank\">CPCU<\/a> or <a href=\"http:\/\/www.scic.com\/CIC\/CICProfStandard\/Elig.htm\" title=\"CIC Requirements\" target=\"_blank\">CIC<\/a>. <\/p>\n<p style=\"clear:both;\"><a href=\"http:\/\/riskebusiness.typepad.com\/.a\/6a00e5540bfd47883401157139bc12970b-pi\" class=\"image-link\"><img loading=\"lazy\" decoding=\"async\" class=\"linked-to-original\" src=\"https:\/\/riskebusiness.typepad.com\/.a\/6a00e5540bfd47883401157139bc07970b-pi\" height=\"127\" align=\"left\" width=\"253\" style=\"display:inline;float:left;margin:0 10px 10px 0;\" \/><\/a><br style=\"clear:both;\" \/>At <a href=\"http:\/\/www.noyeshallallen.com\" title=\"Our home page\" target=\"_blank\">Noyes Hall &amp; Allen<\/a>, we understand that the most workable insurance is the one you can afford. If you must cut costs, <a href=\"http:\/\/www.noyeshallallen.com\/sitedocs\/team.html\" title=\"Our team\" target=\"_blank\">our agents<\/a> can help you compare the risks you&#8217;ll assume with the premium savings. Then, you can customize your decision to your individual situation. <\/p>\n<p><br class='final-break' style='clear:both;' \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In today&#8217;s economy, many people are re-evaluating their expenses to make sure they&#8217;re getting the most for their money. Insurance is no exception. The A.P&#8217;s Ieva Augstum&#8217;s article in today&#8217;s Sunday Telegram outlines the decisions some Americans are being forced to make, and the resulting consequences. Information is CheapSome insurance sites make it tempting and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"class_list":["post-155","post","type-post","status-publish","format-standard","hentry","category-finance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=155"}],"version-history":[{"count":1,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/155\/revisions"}],"predecessor-version":[{"id":4788,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/155\/revisions\/4788"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}