{"id":1531,"date":"2011-08-29T13:55:33","date_gmt":"2011-08-29T17:55:33","guid":{"rendered":"http:\/\/www.noyeshallallen.com\/?p=1531"},"modified":"2018-07-12T08:47:56","modified_gmt":"2018-07-12T14:47:56","slug":"do-i-have-to-wait-for-the-insurance-company-before-repairing-storm-damage","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/do-i-have-to-wait-for-the-insurance-company-before-repairing-storm-damage\/","title":{"rendered":"Do I Have to Wait for the Insurance Company Before Repairing Maine Storm Damage?"},"content":{"rendered":"<p>Hurricane Irene visited Maine yesterday. Fortunately, the southern Maine wind damage was mostly limited to fallen trees and limbs &#8211; at least judging by our clients who contacted us to <a title=\"24 Hour Insurance Claim Service from Noyes Hall &amp; Allen | South Portland, Maine\" href=\"http:\/\/www.noyeshallallen.com\/policy-services\/report-a-claim\/\">report an insurance claim<\/a>.<\/p>\n<p>The most common claim question today is <strong>&#8220;A tree fell on my house. Can I remove it, or do I have to wait for the insurance company to inspect it&#8221;? <\/strong>As this prior post explained,<a title=\"Is Tree Damage Covered by a Maine Homeowners Policy?\" href=\"http:\/\/www.noyeshallallen.com\/is-tree-damage-covered-by-a-maine-homeowners-policy\/\"> fallen trees aren&#8217;t always covered by insurance<\/a>. But, if a tree lands on your home or other structure, your homeowners or business policy probably covers both the damage it causes and the cost to remove it.<\/p>\n<p>Generally, it&#8217;s fine to remove the tree from your home or driveway to assess the damage and to \u00a0make temporary repairs to preserve your property. You don&#8217;t need to wait for the insurance adjuster to see it; they can usually tell what happened by the scars that the tree or limb left behind.<\/p>\n<h2><span style=\"color: #333399;\">5 Things to Do if a Tree Falls on Your Property<\/span><\/h2>\n<ul>\n<li>Document the damage with digital photos or video.<\/li>\n<li>Take action to preserve your property from further damage. Remove the tree from the structure, make temporary repairs, or move property indoors.<\/li>\n<li>Save damaged property for the insurance company to inspect.<\/li>\n<li>Schedule &#8211; but don&#8217;t begin &#8211; permanent repairs. Repair contractors are very busy after a natural disaster. The earlier you schedule your job with a reputable, experienced and insured contractor, the better the chance of your property being repaired faster. Do not start repairs until the insurance company has a chance to see your damage.<\/li>\n<li>Report your claim. Noyes Hall &amp; Allen clients can <a title=\"Contact your Maine Insurance Agent | Noyes Hall &amp; Allen South Portland Maine\" href=\"http:\/\/www.noyeshallallen.com\/policy-services\/contact-my-agent\/\">contact an agent<\/a> to start the process.<\/li>\n<\/ul>\n<p>If you have questions about <a title=\"Maine Homeowners Insurance and Home Insurance Quotes | Noyes Hall &amp; Allen Insurance\" href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/homeowners-insurance\/\">Maine homeowners insurance<\/a>, <a title=\"Condo Insurance and Maine Condominium Insurance Quotes\" href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/condo-insurance\/\">condo insurance<\/a>, <a title=\"Renter Insurance and Maine Renters Insurance Quotes | Noyes Hall &amp; Allen South Portland Maine\" href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/renters-insurance\/\">renters insurance<\/a> or <a title=\"Maine Business Property Insurance | Noyes Hall &amp; Allen South Portland, Maine\" href=\"http:\/\/www.noyeshallallen.com\/business-insurance\/business-property-insurance-2\/\">insuring your Maine business property<\/a>, call Noyes Hall &amp; Allen at 207-799-5541.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hurricane Irene visited Maine yesterday. Fortunately, the southern Maine wind damage was mostly limited to fallen trees and limbs &#8211; at least judging by our clients who contacted us to report an insurance claim. The most common claim question today is &#8220;A tree fell on my house. Can I remove it, or do I have [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11,12,13,28,14,16,18],"tags":[41],"class_list":["post-1531","post","type-post","status-publish","format-standard","hentry","category-business-property-insurance-business-insurance","category-condo-insurance","category-homeowners-insurance","category-news","category-personal-insurance","category-safety","category-weather","tag-claims"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=1531"}],"version-history":[{"count":3,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1531\/revisions"}],"predecessor-version":[{"id":5118,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1531\/revisions\/5118"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=1531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=1531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=1531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}