{"id":1101,"date":"2010-10-15T09:02:13","date_gmt":"2010-10-15T13:02:13","guid":{"rendered":"http:\/\/www.noyeshallallen.com\/?p=1101"},"modified":"2017-11-09T08:52:38","modified_gmt":"2017-11-09T14:52:38","slug":"is-water-backup-covered-by-your-maine-homeowners-insurance","status":"publish","type":"post","link":"https:\/\/www.noyeshallallen.com\/blog\/is-water-backup-covered-by-your-maine-homeowners-insurance\/","title":{"rendered":"Is Water Backup Covered By Your Maine Homeowners Insurance?"},"content":{"rendered":"<p>Today&#8217;s weather is miserable: gale winds, inches of rain, and flooded streets caused by drains clogged with fallen leaves.<\/p>\n<p>Our clients&#8217;\u00a0most common claim call on days like this sounds something like this:<\/p>\n<h3><em><span style=\"color: #3366ff;\">&#8220;We lost power, and my sump pump didn&#8217;t work. Water backed up through the drain in my basement, and flooded it.&#8221;<\/span><\/em><\/h3>\n<p>\u00a0<\/p>\n<p>Sadly, <a title=\"Maine Home Insurance and Homeowners Insurance Quotes from Noyes Hall &amp; Allen\" href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/homeowners-insurance\/\" target=\"_blank\">Maine homeowners insurance<\/a> doesn&#8217;t cover water backup, unless you purchase extra coverage. The available coverage and cost varies from insurer to insurer, but is commonly about $75 a year for $5,000 in coverage. This coverage is also available for your <a title=\"Condominium Insurance and Maine Condominium Insurance Quotes from Noyes Hall &amp; Allen\" href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/condo-insurance\/\" target=\"_blank\">condominium insurance policy<\/a>.<\/p>\n<p>Of course, if you have a finished basement, you will want to ask about higher limits of water backup insurance. For a <a title=\"Maine Home Insurance and Homeowners Insurance Quotes from Noyes Hall &amp; Allen\" href=\"http:\/\/www.noyeshallallen.com\/personal-insurance-landing\/homeowners-insurance\/\" target=\"_blank\">Maine homeowners insurance quote<\/a>, or more information about home, condominium or renters\u00a0insurance, <a title=\"Contact Noyes Hall &amp; Allen Insurance Agency South Portland Maine\" href=\"http:\/\/www.noyeshallallen.com\/contact-us\/\" target=\"_blank\">contact Noyes Hall &amp; Allen Insurance<\/a> at 207-799-5541.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today&#8217;s weather is miserable: gale winds, inches of rain, and flooded streets caused by drains clogged with fallen leaves. Our clients&#8217;\u00a0most common claim call on days like this sounds something like this: &#8220;We lost power, and my sump pump didn&#8217;t work. Water backed up through the drain in my basement, and flooded it.&#8221; \u00a0 Sadly, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,13,15,18],"tags":[43],"class_list":["post-1101","post","type-post","status-publish","format-standard","hentry","category-condo-insurance","category-homeowners-insurance","category-renters-insurance","category-weather","tag-water-damage"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/comments?post=1101"}],"version-history":[{"count":1,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1101\/revisions"}],"predecessor-version":[{"id":4749,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/posts\/1101\/revisions\/4749"}],"wp:attachment":[{"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/media?parent=1101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/categories?post=1101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.noyeshallallen.com\/blog\/wp-json\/wp\/v2\/tags?post=1101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}