Personal Insurance Discounts

Insurers offer many discounts to reward risk reduction and good property maintenance. Discounts vary by company, so check with us to find out which company offers the best discounts for your individual situation.

Home Insurance Discounts

Combination Credit for insuring home & auto
Proximity to Fire Hydrant
Non-smokers
Smoke Detectors
Burglar Alarms
Age of plumbing, heating, electrical systems and roof
Excellent credit (insurance) score

Auto Insurance Discounts

Combination Credit for insuring home & auto
Defensive driving course (seniors)
Driver Education course (young drivers)
Honor Roll / Dean’s List
Accident-and-Violation-free
Anti-lock brakes
Air bags
Theft prevention systems
Non-smokers
College graduates
Excellent credit (insurance) score
Use of vehicle (pleasure vs. business, length of commute, etc.)

Boat Insurance Discounts

Combination Credit for insuring home/auto & boat
Sailboat discounts
Safety Equipment onboard
Navigational Equipment onboard
Seasonal usage
Territorial discounts

Life Insurance Discounts

No tobacco use
Favorable medical characteristics (cholesterol, medical history, etc.)

For more information about any of these discounts, call Noyes, Hall & Allen Insurance at 207-799-5541.


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170 Ocean Street • South Portland, ME • 04116-2403 • 207-799-5541
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