Homeowners Insurance

Your home is probably your biggest -- and historically, best -- investment. It’s the American Dream. It’s also the source of unending questions and worries about maintenance, security, liability and homeowners insurance such as;

• I’m about to buy a home, and the bank wants proof of “hazard insurance.”

• Does homeowners insurance cover ice backup? How about water damage from a burst pipe?

• Can I get homeowners insurance if my kids have a trampoline?

• Does having a woodstove affect my insurance?

• How does escrow of insurance premiums work?

• What breed of dog should I NOT get if I want to keep my homeowners insurance?

• Are there any discounts for updating the roof, electrical or other systems of my home?

• How do I insure my condominium unit?

• Will my homeowners policy cover me for an assessment by my neighborhood or condo association?

• Would I be able to replace my home after a disaster?

• What if my boyfriend/girlfriend and I want to buy a house together?

• How much homeowners liability insurance should I buy?

While we can’t answer all your questions about home ownership, but we can take care of some of your biggest worries about your investment and your home, and help you to determine how much homeowners insurance you need to protect your investment

For answers to these and hundreds of other home insurance questions, call Noyes, Hall & Allen Insurance at 207-799-5541. We’re independent and committed to you.

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