Insuring Your Condominium Unit

We protect over 600 condominium units. During our first conversations with new customers, we find that many have either bought too much insurance or not enough.

Condominiums are different from other types of property. The joint ownership of common property, and being subject to association bylaws create unique risks which your insurance should address.

A Condominium Unit Owner's Insurance Primer

Here are a few common mistakes to avoid:

• Buying too much building coverage, which your insurance company would never pay a claim for;

• Not buying enough building coverage, leaving you at the mercy of your association's insurance company.

• Failing to buy a very inexpensive endorsement that greatly improves your protection.

• Neglecting to buy Replacement Cost coverage, or forgetting to schedule jewelry, silver, artwork or other valuables.

While we can’t answer all your questions about condo ownership, we can take care of some of your biggest worries about your investment and your property, and help you to determine how much insurance you need to protect your asset.

For answers to these and hundreds of other condo insurance questions, call Noyes, Hall & Allen Insurance at 207-799-5541. We’re independent and committed to you.

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